# Home
**Source:** https://en-us.cmaf.com.mx/
**Language:** English (United States)

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Personal transformation · CMA+F 

# There is formula for living well. *There is a mindset* to learn.

Executive, entrepreneur, traveler. I have been all the labels. Today I help you build a life that works in any context — and a business that sustains it.

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Help Desk · Legal · Consulting 

# Your business needs a *partner,* not another vendor.

Tech support, tax strategy, and business consulting — under a single philosophy: real commitments and measurable value.

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Three areas of work 

## What I can assist you with.

These are not separate services. They are three expressions of the same way of working.

Pillar 01 

### Mindset & *Identity*

Thinking is educated before business. Here we work on the foundation of everything: how you think, how you define yourself, how you build your own judgment without the system doing it for you.

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Pillar 02 

### Business *with soul*

Commercial strategy, consulting, and business development — from the inside, with real experience, failures included. For the executive who wants more and for the entrepreneur who wants to build something that lasts.

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Pillar 03 

### Life *designed*

Life is not lived after work. It is designed now. Travel, freedom, habits, practical spirituality. Living proof that mindset works in the real world.

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Service 01 · Help Desk 

## The technical team your company *needs* , without hiring them full-time.

Most SMBs cannot hire a full-time CTO. But they can have access to one.

- We review, configure, and maintain tools, equipment, and users
- We coordinate directly with external providers (internet, software, hardware)
- We handle incidents: email, cloud, access, and equipment support
- Direct communication channel with agile response time

Low Demand

1–10 people

Stable operation, low volume. Regular maintenance and punctual attention.

Medium Demand

10–30 people

Higher user turnover. Regular coordination with providers.

High Demand

+30 people

High volume of tickets. Priority response, limit on requests.

The diagnosis of your demand level is free — we do it in the first conversation.

Request free diagnosis

🖥️

Fixed monthly fee

Predictable.   
No surprises   
at the end of the month.

⚖️

First session

No cost.   
No commitment.

You only pay if we generate real savings.

Service 02 · Legal and Tax 

## Most people pay more taxes than they *should.*

Not because they are doing something wrong — but because one showed them how to do it better.

📊

Accounting Firm

- Reduction of ISR and IVA with specific strategies
- Preventive tax planning
- Review of previous tax returns
- Compliance with the SAT

⚖️

Law Firm

- Contract review and drafting
- Tax defense and litigation
- Optimal corporate structure
- Advisory for SAT / IMSS audits

Option A 

Percentage of Savings

We evaluate your situation. We charge a percentage of the real savings we generate. No risk — you only pay if there is a result.

Option B 

Monthly Retainer

For companies with +$5M MXN in revenue. Full monthly coverage: review, alerts, and incident handling.

Free tax diagnosis

Service 03 · Integral Transformation 

## When the founder transforms, *the business does too.*

Most programs work on the business. Coaches work on the person. CMA+F works on both at the same time — because they are the same problem.

C

Body

Energy, physical habits, routines, and well-being. The body is the first system of your company. Without energy, there is execution.

M

Mind

Metacognition, focus, and decision-making under pressure. Learn how you think to change how you decide.

A

Soul

Purpose, internal dialogue, values, and connection with what really matters. The foundation for everything else.

F

Finance

Personal financial intelligence. Budgeting, debt, investment, and real economic freedom, not theoretical.

Individual Workshop

The entry point

Lifetime access. Practical exercises and immediate application.

Bundle by Pillar

Deep work

All Body, Mind, Soul or Finance workshops.

BMS+F Membership

The complete catalog

Monthly access to all workshops. 80 workshops planned.

See all workshops

✨

Available now

+17 workshops   
in the 4 pillars.

The catalog keeps growing.

About me 

## I don't have a single *label.*

I went from the corporate world to entrepreneurship with experience, went broke, went back to the office, started a business again, went traveling to find myself — and in that process, people started asking me how I did it.

I don't have a single label because I don't believe in them. I am a business consultant with spirituality, and I am a spiritual man who does well in the material world. To me, they are not contradictory — they are the same energy flowing in different directions.

Money is an energetic force, like love. If you don't have it, you can't give it. My job is to help you build both.

Let's talk

Who it is designed for 

## We don't work with everyone. We work well with those who are a good fit.

🏢

Growing SMB

5–50 people. Feels that technology or tax burden is slowing their growth.

Help Desk + Tax Consulting

📊

Entrepreneur without a tax strategy

Declares what the accountant says, but doesn't know if they are overpaying.

Tax Consulting · Savings-based Scheme

⚖️

Company with legal risks

Unreviewed contracts, employees without the correct structure, or has had or fears an audit.

Legal Consulting

🏛️

Complex medium-sized company

Significant billing (+$5M MXN), multiple suppliers, payroll. Needs monthly coverage on all three fronts.

Help Desk + Legal and Tax Retainer

🧭

Founder who wants to grow too

Feels the business has outgrown the owner. Wants to regain energy, clarity, and purpose.

CMA+F Comprehensive Transformation

🤝

Company that wants a partner

Has already had bad experiences. Looking for someone who responds, delivers, and understands the entire business.

Any combination of services

Personal transformation 

An integrated person makes *better decisions* — in their life and in their business.

Consulting · Business 

A solid business isn't built on strategy alone. It is built on *clarity and connection.*

Consulting · Solutions Scout 

## I am not a vendor. I am your strategic connector.

When your challenges are complex, you don't waste time searching the market.

Behind every business strategy I build is a personal story. I have been in the shoes of a corporate executive, an inexperienced entrepreneur, a bankrupt founder, and a traveling consultant. That's not a resume — it's the guarantee that I understand from the inside out what you are experiencing.

What is a Solutions   
Scout

My job is to act as a **quality filter** for optimization and growth in my clients' businesses. When they have complex technology or business problems, they don't waste time searching the market: **they call me** , because they know I only recommend solutions and partners that I have validated myself.   
  
My role is to ensure that the standard of the solution is **impeccable** .

🔍

### Strategic diagnosis

I identify bottlenecks, unseen opportunities, and the weak links that are holding back your operation's growth.

🔗

### Solution connection

I connect you with the right allies, technologies, or partners — previously validated. Zero time wasted on evaluation processes.

📊

### Business broker

Do you want to sell, buy, or transfer a business? I act as your representative, ensuring the right standard at every step.

How I work 

## Direct. No noise.

01

### First call

Together we understand the challenge, the context, and what is really at stake. No generic presentations.

02

### Problem mapping

I identify the root causes, not the symptoms. I determine what type of solution or connection you need.

03

### Validated proposal

I present you only with solutions I have already evaluated. Nothing without a standard, nothing without criteria.

04

### Support

I do not disappear after the connection. I ensure the solution works as it should.

What they say 

## Real voices. Unedited.

People who were where you are now.

Sergio is one of the few people I know who does not let himself be carried away by his emotional world. He feels the full spectrum, but he does not center his life on emotion—he always returns to consciousness. He has an impressive ability to listen to you, see you, and from there, build a real plan. He understands who you are, what you want, and what you can become.

María Fernanda

Psychologist

I went through a very deep process of detachment, both emotional and relational. What started as a crisis became the beginning of something new. Today I travel the world with my daughter, starting from scratch with clarity.

A.M.

Entrepreneur and traveler

Sergio is the most empathetic person I know. With an impressive ability to listen to and understand others. He is always willing to help, seeking to provide peace in difficult moments. Without a doubt, one of the best experiences has been sharing with and learning from him.

J.A.

Former Collaborator

Author 

## Two books. One same intention.

The process I accompany in person, I also wrote so it can reach further.

Personal development 

### How do I take off the *backpack?*

Free yourself from emotional burdens

We all carry something that is not ours. Beliefs, fears, inherited guilt. A practical guide to identify what you are carrying in your emotional backpack and start letting go of what longer belongs to you.

Kindle — Amazon 
Physical book — Amazon

Consciousness · Spirituality 

### The Garden of the *Consciousness*

Quantum flowers sown from within

An exploration of how quantum principles and consciousness connect with our daily lives. For anyone who has already put down the backpack and wants to understand what to plant in the space left behind.

Kindle — Get on Amazon 
Physical book — Get on Amazon

Available in Kindle and paperback formats · Amazon Mexico

The first step 

## Ready to build *something real?*

No matter what stage you are in — executive, entrepreneur, or seeker. If you feel there is more, let's talk.

Personal transformation 

### I want to work on myself

Free diagnosis of your four pillars. No strings attached. A conversation that can change your course.

Start on WhatsApp

Business · Consulting 

### I have a business challenge

Help Desk, tax, legal strategy, or strategic consulting. First diagnostic session at cost.

Schedule a call

LinkedIn

Or write to me directly

I will reply in less than 24 hours · sergio@cmaf.com.mx

Thank you. Sergio will write to you soon. ✦